two high-rise buildings under gray clouds during daytime
two high-rise buildings under gray clouds during daytime

California businesses face countless regulations, high costs of Workers Comp Insurance, and on top of that, high risk of litigation. I GET IT.

I understand the toughness, which is Why I Create A Path for Businessowners and Executives to contain their employment costs.

Sal The Broker works for YOU, not the Carrier

Custom Insurance Curated For Your Business:

  • Claims stay open 4X longer than U.S avg

  • Companies pay MORE in litigation costs

  • CT Claims more than 2X in 10 years

  • CA Premiums +300% than U.S avg

Ask me how I can design a Self-Insured or Deductible based Workers Comp policy tailored for your business.

Staggering Stats of Workers Comp
in California


Running a Business in California is Tough.

Manufacturing
Transportation
Contractors
Security Services

Industries Served:

Commercial Property

Protect your business’s physical assets, including buildings, equipment, inventory, furniture and other property, from risks like fire, theft, or natural disasters. It ensures that in the event of damage or loss, your business can recover quickly and continue operating.

Workers Compensation

Provides coverage for employees injured on the job, including medical expenses and lost wages. It’s required by most state law (mandatory in CA) for all employers and protects both employees and businesses from legal and financial risks.

Commercial Auto Liability

Protect against damages or injuries caused by company vehicles during business operations. Your business is covered from legal and financial responsibility in the event of accidents involving your fleet or employees driving for work. 10+ Vehicles **

a group of colorful balloons
a group of colorful balloons
General Liability

Protect your business from claims of bodily injury, property damage, and lawsuits due to accidents or negligence. It covers legal costs, settlements, and medical expenses, helping safeguard your business from unexpected financial risks.

Cargo

Protect your goods while in transit, covering damage or loss caused by accidents, theft, or natural disasters. It ensures that your shipments are financially safeguarded, providing peace of mind during transport. Ask about my Brokers' all-in-one specific Cargo form that saves on 3rd party shipping coverage and more **

Umbrella/ Excess

Coverage that provides additional coverage beyond the limits of your primary liability policies, such as general liability or commercial auto. It helps protect your business from large claims or lawsuits, offering extra financial security when primary policy limits are exhausted.

We offer employee benefits solutions: Health, Dental, Vision, Retirement, PTO, and Wellness plans designed to meet the unique needs of your workforce. Our comprehensive coverage options ensure that your employees feel valued and supported, promoting productivity, engagement, and retention within your organization.

Employee Benefits

Products Offered: