California businesses face countless regulations, high costs of Workers Comp Insurance, and on top of that, high risk of litigation. I GET IT.
I understand the toughness, which is Why I Create A Path for Businessowners and Executives to contain their employment costs.
Sal The Broker works for YOU, not the Carrier
Custom Insurance Curated For Your Business:
Claims stay open 4X longer than U.S avg
Companies pay MORE in litigation costs
CT Claims more than 2X in 10 years
CA Premiums +300% than U.S avg
Ask me how I can design a Self-Insured or Deductible based Workers Comp policy tailored for your business.
Staggering Stats of Workers Comp
in California
Running a Business in California is Tough.






Manufacturing
Transportation
Contractors
Security Services
Industries Served:


Commercial Property
Protect your business’s physical assets, including buildings, equipment, inventory, furniture and other property, from risks like fire, theft, or natural disasters. It ensures that in the event of damage or loss, your business can recover quickly and continue operating.




Workers Compensation
Provides coverage for employees injured on the job, including medical expenses and lost wages. It’s required by most state law (mandatory in CA) for all employers and protects both employees and businesses from legal and financial risks.
Commercial Auto Liability
Protect against damages or injuries caused by company vehicles during business operations. Your business is covered from legal and financial responsibility in the event of accidents involving your fleet or employees driving for work. 10+ Vehicles **




General Liability
Protect your business from claims of bodily injury, property damage, and lawsuits due to accidents or negligence. It covers legal costs, settlements, and medical expenses, helping safeguard your business from unexpected financial risks.
Cargo
Protect your goods while in transit, covering damage or loss caused by accidents, theft, or natural disasters. It ensures that your shipments are financially safeguarded, providing peace of mind during transport. Ask about my Brokers' all-in-one specific Cargo form that saves on 3rd party shipping coverage and more **
Umbrella/ Excess
Coverage that provides additional coverage beyond the limits of your primary liability policies, such as general liability or commercial auto. It helps protect your business from large claims or lawsuits, offering extra financial security when primary policy limits are exhausted.
We offer employee benefits solutions: Health, Dental, Vision, Retirement, PTO, and Wellness plans designed to meet the unique needs of your workforce. Our comprehensive coverage options ensure that your employees feel valued and supported, promoting productivity, engagement, and retention within your organization.


Employee Benefits
Products Offered:
Services
Expert solutions in Commercial Insurance and Mortgage Lending.
Contact
© 2025. All rights reserved.
lIC:4111438
npn:19877816
NMLS: 2535277