No W2? No problem. I offer a No-Income / Alternative Documentation Loan Program— No Tax Return Verification or Pay Stubs! This is specifically designed for Self-Employed individuals, 1099 contractors, and business owners who don't fit the standard lending box

Our typical candidate is someone who:

1. Operates a (side) business

2. Write off most of their income

3. Freelance / Contract Work

4. Get paid in cash or in lump sums

5. Prefer not to disclose income

I have a flexible solution to buy or refinance a home without the red tape of traditional income verification.

Over 40% of our files derive from a declined loan elsewhere. We get the job done.

• Loan Amounts up to $2,000,000

• Fast Approvals -- fund in 21 days!

• Serving All of California & Beyond!

Products Offered:

PURCHASING A HOME

Whether you're a 1st time home buyer or looking to invest, we can help you achieve all your financial goals.

REFINANCE - R/T & CASH OUT

Need funds for debt consolidation, home repairs, or other expenses, while potentially lowering your monthly payments?

INVESTORS - DSCR PROGRAM

Our exclusive DSCR program is ideal for investors looking to finance rental properties without relying on traditional income verification.

HOME EQUITY LINE OF CREDIT

Our HELOC program allows homeowners or investors to borrow against the equity in their home, offering a revolving line of credit.