Success Stories

Our Journey of Success

Discover inspiring success stories in real estate and insurance that showcase our commitment to excellence and client satisfaction.

$22,000,000

75+

Trusted by Clients

In Transactions

Recent Success Stories

Stand Alone 2nd Mortgage - Long Beach, CA

My client, who receives 1099's for her work as a Hair Dresser, was able to pull a Stand Alone 2nd Mortgage of $250,000 without using any Tax Returns or other traditional income qualifying documents. She kept her 4% rate on the primary, and used the equity to pull a 2nd mortgage to renovate and add an ADU to generate rental income on her property (Which is a Duplex).

Cash Out Refinance - Lodi, CA

My client was ecstatic after he was declined 2 loans prior to meeting with me. We re-structured his finances, and his credit, and were able to fund $1,350,000 in a cash out refinance on his property. My client is a business man, who operates his own dairy farm. He had over 15 NSF's in his business bank accounts (which most lenders only allow up to 3 in a rolling 12 month period), a few late payments, and many other "red flags" most lenders would call it. We were able to bring this hairy deal across the finish line and help my client refi out of his Interest Only loan, with extra cash on top, via Alternative Doc program.

Investment Purchase - Maynard, MA

$600,000 Purchase First Time Investor Program: Helped my client, a single mother, finally achieve the American Dream and begin investing in her first ever Income Producing property. This was challenging as there are stricter guidelines for 1st time investors. We made it happen--All the way across the country!

Human Services / RETAIL - CA

My client is an Amazon DSP owner, and pays north of +$300,000 in Premium and employs over 200 EEs. I assisted in the placement of coverage into a Group Captive for Last Mile Delivery owners. I was able to get a client out of a guaranteed cost program, and allow her to receive up to 40% of her premium back, dependent on her loss ratio YoY, rather than the excess money going into the pocket of the carrier.

My now client was paying over $400,000 in Premium and employs +220 EEs; has now hired me on as BOR after we reviewed his policies and located holes and gaps in coverage. They lost out on jobs due to exclusions in their policy that did not allow them to fully operate as a security agency. In addition, there was a workers comp claim with over $500K in reserves, still open, after 4 years. We assigned tech resources on the claim, and provided a swift plan of action. Our proactive approach not only filled the coverage gaps but also paved the way for better risk management and contractual opportunities for the client moving forward.

Transportation - Pennsylvania

FHA for Self Employed - Los Angeles, CA

My client closed on a beautiful primary residence in Van Nuys/ Sherman Oaks, CA just recently for $775,000. I assisted in also requesting $30,000 in seller credits alongside my realtor partner. Regards to the loan: I was able to qualify her with 3.5% down only, and she did not have to prove income with a W2, or any Tax Returns. Ask how!

Multi-Family Cash Out Refi - Los Angeles, CA

My client had a fully paid off 6 unit complex in the heart of Los Angeles county, and needed some cash out. We got them over $1,025,000 liquid cash in hand, where most residential lenders will allow max $1M. Escrow was 23 days. Record timing.

Human Services / RETAIL - CA

My now client employs over 1,000 employees and has an annual insurance spend of over $1,000,000. When we showed them a product in our Alternative Risk Financing portfolio, and drew up costs savings of over $236,000, it was a no brainer to hire me as the BOR. The real work starts now, as we work to clean up losses, implement loss control features in vehicles, and host monthly claims reviews, a service that lacked from their smaller, neighborhood broker

Client Reviews

See what clients are saying about Sal:

Sal has been my Insurance Broker for over 3 years now. He's always come through for each renewal, and educates me on coverages. I was hesitant to buy EPLI coverage, and it ended up saving my YOU KNOW WHAT! being in CA with over 200 Employees, after getting hit with a Wage and Hour lawsuit. Thanks Sal!

R.K, CEO
San Diego, CA

I was amazed by Sal's dedication and support throughout the loan process. I was not able to get my partner approved for a loan anywhere, until I met Sal. He was able to get us a specialty program through his network of banks.
10/10 recommend!

Darius S. Esq

Orange County

★★★★★

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